FAQ
Frequently Asked Questions about Money Race.
🌟 General Questions
What is Money Race?
Money Race is a gamified group savings protocol on Sui blockchain where users join savings rooms, make periodic deposits (daily or weekly), and earn DeFi yield based on consistency. Think of it as a social savings challenge with real financial rewards.
Key Features:
🔐 Principal always protected 100%
🆓 Zero gas fees (fully gasless)
🤖 AI-powered strategy recommendations
💰 Real yield from Sui DeFi protocols
How do I get started?
Simple 4-step process:
Connect — Visit Money Race app and sign in with:
Google account (zkLogin) — No wallet needed! ✅
Sui wallet — Any compatible wallet
Browse — Explore available savings rooms
Get AI Recommendation — Let EigenAI suggest optimal strategy (optional)
Join & Deposit — Make your first deposit (gasless!)
Is my money safe?
Yes, your funds are 100% secure.
✅ Non-custodial — You control your funds via smart contract
✅ Principal protected — Your deposits are always returned 100%
✅ Audited contracts — Sui Move smart contracts on-chain
✅ Transparent — All transactions visible on Sui blockchain
✅ Stablecoin — USDC minimizes volatility risk
What you risk: Only missing out on yield share if you skip deposits. Your principal is NEVER at risk.
What tokens do I need?
Only USDC is required.
✅ USDC — For your savings deposits
❌ NO SUI needed — All transactions are gasless!
Backend sponsors all gas fees. You only need USDC to participate.
What does "gasless" mean?
Zero transaction fees for all user actions.
Every action is sponsored by the backend:
Join room → Gasless ✅
Periodic deposits → Gasless ✅
Claim rewards → Gasless ✅
How it works: You sign the transaction, backend adds sponsor signature and pays gas in SUI. You never spend SUI.
🏠 Savings Rooms
How do I join a room?
Two ways:
Browse Public Rooms:
Go to Dashboard
Filter by duration, deposit amount, strategy
Click "Join" on any room
Make initial deposit (gasless!)
Private Rooms:
Get link or password from creator
Join via direct link
Same mechanics as public rooms
Can I create my own room?
Yes! Anyone can create a room.
Steps:
Dashboard → "Create Room"
Set parameters:
Duration (minimum 7 days)
Deposit amount (USDC per period)
Period length (Daily or Weekly)
Strategy (Conservative/Balanced/Aggressive)
Privacy (Public or Password-protected)
Get AI recommendation (optional)
Confirm creation (gasless!)
Note: Creating a room does NOT automatically join it. You must join separately.
What happens if I miss a deposit?
No penalties, just less yield share.
✅ Principal safe — Your deposited funds remain 100% intact
⚠️ Less yield — You get smaller share of reward pool
❌ NO penalty fees — We don't punish missed deposits
Example: Room with 5 periods
Alice deposits 5/5 → Gets 45.5% of yield
Bob deposits 3/5 → Gets 27.3% of yield
Carol deposits 2/5 → Gets 18.2% of yield
Everyone gets their principal back. Yield is shared proportionally.
Can I leave a room early?
Depends on room status:
OPEN (not started) → ✅ Yes, you can leave anytime
ACTIVE (in progress) → ❌ Committed for the duration
FINISHED → Claim your rewards
Why commit? This ensures fairness for all participants and enables accurate yield distribution.
What's the difference between Daily and Weekly periods?
Period length determines deposit frequency:
Daily Periods:
Weekly Periods:
Choose based on your savings habit and commitment level.
💰 Rewards & Yield
How are rewards calculated?
Proportional to your consistency:
Yield source (Mainnet): Real DeFi protocols on Sui
Conservative → Scallop, Navi (Lending) → ~4% APY
Balanced → Scallop, Cetus, Turbos → ~8% APY
Aggressive → Cetus, Kriya, Turbos → ~15% APY
Current (Testnet): Simulated yield for demo purposes.
Where does the yield come from?
From external DeFi protocols, NOT from other players.
Money Race deploys your funds to real Sui DeFi protocols:
Lending (Scallop, Navi) → Interest from borrowers
DEX/AMM (Cetus, Turbos, Kriya) → Trading fees + liquidity rewards
Liquid Staking (Aftermath) → SUI staking rewards
This is NOT a zero-sum game. Yield is generated externally and added to the reward pool.
When do I receive rewards?
After the room is finalized:
Admin finalizes room when duration ends
Room status changes to FINISHED
You can claim principal + yield anytime
Claim is gasless!
How to claim:
Go to Room Details
Click "Claim Rewards"
Receive USDC instantly to your wallet
Are there any fees?
Zero fees for users during testnet.
Current testnet has:
❌ No deposit fees
❌ No withdrawal fees
❌ No protocol fees
✅ Gasless transactions
Mainnet: Fee structure TBD, but will remain competitive and transparent.
What's the difference between Testnet and Mainnet?
Yield Source
Simulated (from principal)
Real (from DeFi protocols)
Principal
Reduced by simulation
100% intact
Protocols
None
Scallop, Navi, Cetus, etc.
APY
Fixed (4%/8%/15%)
Variable (market rates)
Gasless
✅ Yes
✅ Yes
🤖 AI Strategy
What is EigenAI?
EigenAI (deepseek-v31-terminus) is our intelligent assistant that recommends optimal DeFi strategies based on your savings goals.
Features:
🌐 Bilingual (English & Indonesian)
📊 Protocol-specific recommendations
💡 Explains WHY a strategy suits you
🧠 Trained on DeFi data (mainnet)
How does AI recommendation work?
3-step process:
Input Your Goal
AI Analysis
Analyzes risk tolerance, time horizon, goal type
Considers current protocol performance
Matches you to optimal strategy
Get Recommendations
3 tailored strategies
Expected APY for each
Detailed reasoning
Can I change my strategy later?
Not after joining a room.
Strategy is set when you join and stays fixed for that room. This ensures:
Fair yield calculation
Consistent protocol allocation
Predictable returns
Solution: Join a different room with your preferred strategy.
🔐 Technical
Which wallets are supported?
Any Sui-compatible wallet:
Popular options:
Sui Wallet (Official)
Ethos Wallet
Suiet
Martian Wallet
OR use Google sign-in via zkLogin (no wallet needed!).
What is zkLogin?
zkLogin = Web2 login for Web3.
Sui's technology that lets you sign in with:
Google account ✅
No crypto wallet needed
Keys generated automatically
Fully secure (zero-knowledge proofs)
Perfect for users new to crypto.
Is the code open source?
Yes!
✅ Smart contracts — Open source on GitHub
✅ Frontend — Open source
✅ Documentation — Public
Check our GitHub for full transparency.
What blockchain is Money Race on?
Sui blockchain (currently Testnet).
Why Sui?
Fast finality (~400ms)
Low transaction costs
Powerful Move language
Native zkLogin support
Growing DeFi ecosystem
🎮 Gamification
What are leaderboards?
Real-time ranking of participants by consistency.
Tracks:
Rank (by deposits made)
Total deposited
Consistency percentage
Projected yield
Purpose: Social accountability and friendly competition.
Do I get anything for ranking high?
Currently, no bonus for ranking.
Rewards are purely proportional to consistency:
100% consistency → Maximum yield share
50% consistency → Half yield share
Future: Badges, NFT achievements, and rank bonuses planned (see Roadmap).
📱 Account & Support
Can I have multiple accounts?
Technically yes, but not recommended.
Each wallet/Google account is separate. However:
Better to focus on one account
Build consistent savings history
Track your progress accurately
How do I contact support?
Multiple channels:
Discord: [Coming Soon]
Twitter/X: [Coming Soon]
GitHub Issues: For bug reports
Email: [Coming Soon]
Where can I learn more?
Comprehensive documentation available:
Overview — High-level intro
How It Works — Step-by-step guide
Smart Contracts — Technical docs
Roadmap — Future plans
🚀 Getting Started Now
Ready to start your savings journey?
Visit [Money Race App] (Coming Soon)
Connect with Google or Sui wallet
Browse rooms and join one
Start earning yield through consistency!
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