Rewards

Overview

Money Race rewards consistent savers through proportional yield distribution. Your share of the reward pool depends on how many times you deposit compared to total deposits from all players.

The more consistently you save, the bigger your share of rewards.

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How Rewards Work (Mainnet)

1. Funds Deployed to DeFi Protocols

When you join a room and deposit USDC, your funds are automatically deployed to real Sui DeFi protocols based on the room's strategy:

Strategy	Protocol Allocation	Target APY
Conservative	Scallop (50%), Navi (30%), Aftermath (20%)	~4%
Balanced	Scallop (35%), Cetus (35%), Turbos (20%), Navi (10%)	~8%
Aggressive	Cetus (40%), Kriya (30%), Turbos (20%), Aftermath (10%)	~15%

2. Yield Generated from External Protocols

Throughout the room's duration, these protocols generate real yield:

• Lending protocols (Scallop, Navi) → Interest from borrowers

• AMM/DEX (Cetus, Turbos, Kriya) → Trading fees + liquidity rewards

• Liquid staking (Aftermath) → SUI staking rewards

The yield accumulates in the reward pool without touching your principal.

3. Room Finalization

When the room ends, the smart contract:

1. Withdraws all funds from DeFi protocols

2. Collects the generated yield

3. Separates principal (intact) and rewards (yield earned)

vault.principal = Total deposits (unchanged)
vault.reward = Total yield from protocols (added from outside)

4. Proportional Distribution

Each player claims their share based on consistency:

Your reward = (your_deposits / total_deposits) × total_yield
Your principal = (your_deposits / total_deposits) × total_principal

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Example: 5-Week Room (Mainnet)

Setup

• Duration: 5 weeks

• Deposit amount: 100 USDC per week

• Strategy: Balanced (~8% APY)

Participants

Player	Week 1	Week 2	Week 3	Week 4	Week 5	Total	deposited_count
Alice	✅ 100	✅ 100	✅ 100	✅ 100	✅ 100	500	5
Bob	✅ 100	✅ 100	✅ 100	✅ 100	❌	400	4
Carol	✅ 100	✅ 100	❌	❌	❌	200	2

Total deposited: 1100 USDC
Total weight: 5 + 4 + 2 = 11

Yield Generation

Funds deployed to protocols (Balanced strategy):

• 35% to Scallop (lending) → 385 USDC → Earns 2.96 USDC

• 35% to Cetus (LP pool) → 385 USDC → Earns 3.34 USDC

• 20% to Turbos (AMM) → 220 USDC → Earns 2.12 USDC

• 10% to Navi (lending) → 110 USDC → Earns 0.74 USDC

Total yield earned: 10 USDC (from external protocols)

Vault After Finalize

vault.principal = 1100 USDC (intact ✅)
vault.reward = 10 USDC (from protocols ✅)
Total available: 1110 USDC

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Claim Calculation

Alice (deposited 5x)

Reward share:
= (5 × 10) / 11
= 4.545 USDC

Principal share:
= (5 × 1100) / 11
= 500 USDC

Total payout: 500 + 4.545 = 504.545 USDC ✅
Profit: +4.545 USDC

Bob (deposited 4x)

Reward share:
= (4 × 10) / 11
= 3.636 USDC

Principal share:
= (4 × 1100) / 11
= 400 USDC

Total payout: 400 + 3.636 = 403.636 USDC ✅
Profit: +3.636 USDC

Carol (deposited 2x)

Reward share:
= (2 × 10) / 11
= 1.818 USDC

Principal share:
= (2 × 1100) / 11
= 200 USDC

Total payout: 200 + 1.818 = 201.818 USDC ✅
Profit: +1.818 USDC

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Final Summary

Player	Deposited	deposited_count	Share Ratio	Yield Earned	Total Payout	Profit
Alice	500 USDC	5	45.5%	4.545 USDC	504.545	+4.545
Bob	400 USDC	4	36.4%	3.636 USDC	403.636	+3.636
Carol	200 USDC	2	18.2%	1.818 USDC	201.818	+1.818
Total	1100	11	100%	10.00	1110	+10

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Key Insights

1. Everyone Profits

All players get their principal back plus yield. Nobody loses money.

2. Consistency Pays More

• Alice (100% consistent) → Earned 4.545 USDC

• Bob (80% consistent) → Earned 3.636 USDC

• Carol (40% consistent) → Earned 1.818 USDC

The more consistent you are, the larger your share of rewards.

3. Principal Protected

Your deposited funds remain 100% intact. Yield comes from external DeFi protocols, not from cutting your principal.

4. Proportional Fairness

Your reward share equals your contribution share:

Alice deposited 5/11 of total → Gets 5/11 of yield
Bob deposited 4/11 of total → Gets 4/11 of yield
Carol deposited 2/11 of total → Gets 2/11 of yield

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Claim Process

After room finalization:

1. Navigate to Room Details

2. Click "Claim Rewards"

3. Review your breakdown:

   • Principal to receive

   • Yield earned

   • Total payout

4. Click "Confirm Claim"

5. Funds sent to your wallet instantly

Each player can only claim once. After claiming, your PlayerPosition is marked as claimed = true.

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Testnet vs Mainnet

Aspect	Testnet (Current)	Mainnet (Coming)
Yield source	Simulated (cuts from principal)	Real (from DeFi protocols)
Principal	Reduced by yield	Stays intact
Total payout	= Total deposited	= Deposited + Real yield
Protocols	None (simulation)	Scallop, Cetus, Navi, etc.
APY	Fixed (4%/8%/15%)	Variable (market rates)

Note: Current testnet simulates yield by splitting principal into reward pool. Mainnet will use real DeFi integration where yield comes from external sources, so your principal remains untouched.

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