Overview
What is Money Race?
Money Race is an AI-powered social savings game built on the Sui blockchain that turns saving money into a fun, competitive experience. Players create or join "savings rooms," commit to depositing a fixed amount of USDC periodically (daily or weekly), and race against each other to stay consistent. Funds are allocated to optimized DeFi yield strategies recommended by EigenAI, so your savings work harder while you play.
Consistent savers earn proportional yield rewards. Those who miss deposits simply receive a smaller share — your principal is always safe, and rewards are distributed fairly based on consistency. It's saving meets gaming meets DeFi.
🐜 Meet Our Mascot: Anto
Anto the Ant embodies the core philosophy of Money Race.
We chose an ant as our mascot because ants exemplify the values we champion:
🎯 Consistency — Ants work steadily every single day, never giving up
📦 Preparation — They gather and save resources for the future, not just today
🤝 Teamwork — Individual ants are small, but colonies achieve incredible feats together
💪 Long-term Focus — Ants prioritize survival and growth over short-term risks
Just like ants, Money Race participants succeed by saving little by little, working together as a community, and focusing on sustainable financial habits rather than risky speculation.
Anto reminds us: Real progress comes from small, consistent actions done together.
The Vision
Saving money shouldn't feel like a chore. Traditional methods lack motivation, accountability, and fun. Money Race reimagines savings as a competitive social game where:
Community drives accountability — You save alongside real people, not alone
Competition creates motivation — Race to the top of the leaderboard
Rewards incentivize discipline — Consistent savers earn proportional yield rewards
AI optimizes your strategy — EigenAI recommends the best Sui DeFi protocols for your goals
Gamification keeps you engaged — Leaderboards and social features make every deposit exciting
How It Works
Step 1: Login (Gasless)
Sign in with Google (zkLogin) or connect a Sui Wallet. No crypto wallet setup required for new users — just your Google account. All transactions are 100% gasless, you only need USDC.
Step 2: Create or Join a Room
Browse active savings rooms on the dashboard, or create your own. Set your deposit amount, period (daily or weekly), duration (minimum 7 days), and choose a strategy. Private rooms can be shared with a password.
Step 3: AI Strategy Recommendation
EigenAI analyzes your savings goals and recommends one of three strategies — Conservative (~4% APY), Balanced (~8% APY), or Aggressive (~15% APY). Each strategy allocates funds to different Sui DeFi protocols for optimal yield.
Step 4: Deposit Periodically
Make your USDC deposit each period (daily or weekly) to stay in the race. Every deposit is gasless — the backend sponsors all gas fees. Each successful deposit increases your deposited_count, which determines your share of the reward pool.
Step 5: Yield Accumulates
While you save, the Vault earns yield from DeFi protocols. Your principal is always safe. The reward pool grows over time based on your chosen strategy.
Step 6: Claim Rewards
When the room ends, claim your proportional share of principal + yield:
your_reward = (your_deposits / total_deposits) × total_yield
The more consistent you are, the bigger your share. No penalties — miss a deposit and you simply receive a smaller portion.
AI-Powered DeFi Strategy
Money Race uses EigenAI (deepseek-v31-terminus model) to analyze your savings goals and recommend the optimal strategy:
Conservative
Low
~4%
Scallop, Navi Protocol, Aftermath Finance
Balanced
Medium
~8%
Scallop, Cetus, Turbos, Navi
Aggressive
High
~15%
Cetus, Kriya, Turbos, Aftermath
The AI doesn't just pick a risk level — it explains why a strategy suits you, with detailed protocol allocations and reasoning. Supports both English and Indonesian prompts.
Note: Current testnet version uses simulated yield based on real protocol APY rates. Mainnet will integrate directly with Sui DeFi protocols for real yield generation.
Target Users
Casual Savers
Fun gamification makes saving feel effortless
Communities
Save together with friends through group accountability
Gamers
Competitive rooms, leaderboards, and mini-games
DeFi Users
AI-optimized yield strategies on Sui protocols
Web2 Users
No wallet needed — just Google login and zero gas fees
Built on Sui
Money Race leverages the power of Sui blockchain for:
Gasless UX — Backend sponsors all transaction fees, users pay nothing
zkLogin — Sign in with Google, no crypto wallet required
Sub-second finality — Instant deposits and claims
Move language — Smart contract safety guarantees
Scalability — Handle thousands of concurrent rooms
Key Differentiators
Gamification
✅
❌
❌
AI Strategy (EigenAI)
✅
❌
❌
Social Saving Rooms
✅
❌
⚠️
Gasless Transactions
✅
N/A
❌
Web2 Login (zkLogin)
✅
✅
❌
On-chain Yield Rewards
✅
❌
✅
Tech Stack
Blockchain
Sui Network (Move)
AI Engine
EigenAI (deepseek-v31-terminus)
Backend
Node.js, Express.js, TypeScript
Frontend
Next.js 16, React 18, Tailwind CSS
Auth
Google OAuth + Sui zkLogin
Database
SQLite + Prisma ORM
State
Zustand
Last updated